Accident Insurance

Support for clients who want extra financial protection after an unexpected injury.

A Simple Way to Help Clients Prepare for Unexpected Injuries

Accident insurance helps provide cash benefits when a covered accidental injury occurs. These benefits can help clients handle out-of-pocket medical costs, daily expenses, or other financial strain that may follow an accident.

For agents, accident insurance can be a practical solution to discuss with clients who want an added layer of protection alongside their major medical coverage or other core products. It can also be a useful fit for clients concerned about deductibles, emergency care, follow-up treatment, or time away from work after an injury.

Browse Accident Insurance Carrier Options

New Horizons offers access to accident insurance carriers that can help you meet a range of client needs. Use the carrier listings below to explore available options, review product details, and access related tools and resources.

A Helpful Option for Clients Who Want Added Protection

Accident insurance can be a strong fit for clients who want help covering the financial impact of an unexpected injury. It is often considered by people who are active, self-employed, budget-conscious, or simply concerned about the gap between their health coverage and their real out-of-pocket exposure.

This product may also come up in conversations with clients who want affordable supplemental coverage that pays cash benefits directly after a covered accident.

Helps with out-of-pocket costs

Benefits can help with expenses related to emergency treatment, follow-up care, transportation, or other covered accident-related costs.

Adds flexibility

Cash benefits can often be used however the client needs, depending on the policy and covered event.

Supports broader planning

Accident insurance can complement other supplemental products as part of a more complete protection strategy.
accident insurance

A Practical Supplemental Option for Everyday Client Concerns

Many clients understand that even one unexpected injury can create financial stress. Accident insurance gives agents another way to address those concerns with a product that is generally straightforward to explain and easy to position within a broader protection conversation.

Whether offered as a stand-alone solution or alongside other supplemental coverage, accident insurance can help clients feel better prepared for the unknown.

Get the Information You Need to Support the Sale

Use carrier-specific pages and related resources to review product information, access forms and materials, and better understand the accident insurance options available through New Horizons.

Linda, Shannan, Kachina, Ginny, Amber

Looking for the Right Accident Insurance Option?

Browse available carriers, review product details, and access the resources you need to help clients evaluate accident insurance coverage with confidence.