Cigna

Exciting news: Cigna has developed a brand new Hospital Indemnity plan, launching in its first round of states on September 30, 2024. The premiums and commissions are competitive, and the features and benefits of this plan are better than ever.

Get the Brochure!

Launch dates:

• September 30, 2024 in Arizona, Florida, Georgia, and Texas
• October 14, 2024 in Alabama, Colorado, Pennsylvania, and Wisconsin
• November 25, 2024 in Arkansas, Illinois, Louisiana, Michigan, Missouri, Nevada, North Carolina, Oklahoma, and Tennessee

Cigna's New HIP Highlights

Training & Sales Tools

Get access to all the training and sales tool you need on this dedicated agent website from Cigna.

Resources Available:

• Access to live and recorded training webinars.
• Downloadable brochures, applications, forms, and a rate calculator.

Visit the agent website to register for upcoming training webinars and access all the tools you need to start selling this vital product.

Old HIP Plan

The new HIP plan described above is replacing the older HIP plan. However, until the new HIP plan is approved in more states, the old plan remains available.

That plan is available for around $10/month.*

• Pays the specific fixed benefit dollar amount selected on the application in the event of a covered hospitalization resulting from a covered injury or illness, regardless of the amount charged by providers
• No restrictions on how the beneficiary can spend the money
• Policy can be tailored to needs and budget
• Coverage continues after the first hospitalization
• Guaranteed renewable for life
• Available for ages 50-85

*Rates are illustrative only. Premium based on the individual rate for a 65-year-old in Alabama, with a 6 day, $100 hospital confinement benefit. Individual rates will vary based on your state, age at time of issue, coverage type, and the benefit amount you select. Rates are subject to change.

New to Hospital Indemnity Plan (HIP) Sales?

Clients with Medicare Advantage are excellent candidates for a HIP plan. Learn more about how to make the sale here: How to Make a Sale to a Medicare Advantage Client: Hospital Indemnity Plans

Plus, learn how to use our quote engine, which has a neat pairing feature for MA and HIP: