National Care Dental

Why National Care Dental?

National Care Dental's Dental Plan has a lot of great features, including:

• It's guaranteed renewable
• Available to all ages over 18
• No waiting periods for preventive and basic dental care
• Only a $50 plan deductible per person ($150 max per family)
• No deductible for preventative services
• Choose a $1,500, $3,000, or $5,0000 maximum benefit per year (the $5,000 max benefit must be marketed as $3,000 with a $2,000 buy up)
• Works like a PPO – lower costs if you see in-network providers (over 300,000 access points for dental care needs)
• 100% coverage for preventive care like exams and cleanings
• 80% coverage for basic care like simple extractions
• 50% coverage and 12-month waiting period on major care, like oral surgery, crowns, and dentures
• Locate a provider link

National Care Dental is underwritten by Nationwide Insurance. Agents also get a website to use to help promote this product. The application is completely electronic only (no paper app).

National Care Dental Premiums

National Care Dental $1,500

• $49 per month for member
• $96 per month for member plus children
• $89 per month for member plus spouse
• $134 per month for member plus family

National Care Dental $3,000

• $59 per month for member
• $110 per month for member plus children
• $99 per month for member plus spouse
• $146 per month for member plus family

National Care Dental $3,000 + $2,000 buyup

• $69 per month for member
• $125 per month for member plus children
• $114 per month for member plus spouse
• $180 per month for member plus family

National Care Vision*

• $21 per month for member
• $48 per month for member plus family
• $38 per month for member + 1

*Florida and Oregon vision rates are different

National Small Business Association

When enrolling into National Care Dental, your client automatically becomes a member of the National Small Business Association (NSBA). The NSBA monthly membership fee is $3.00 and is included in the monthly billing. You can learn more about the non-insurance benefits and services by visiting www.nsba.net.

National Care Dental State Availability

States Available: AL, AR, AZ, CA, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MD, MI, MO, MS, ND, NE, NJ, NM, NV, OH, OK, PA, RI, SC, TN, TX, UT, VA, WI, WV, WY

States Not Available: AK, CO, HI, ME, MA, MN, MT, NH, NY, NC, OR, PR, SD, VT, WA

New to Dental, Vision, and Hearing Sales?

Senior consumers search for dental insurance more than you might think – in fact, for one our local agencies, it's one of the top online lead generators. Whether you think dental insurance is a waste of your time or not, it’s what people are searching for. And you know the saying… give the people what they want!

The fact of the matter is that there’s a huge need for it in the senior market. Why?

• Medicare doesn’t cover most dental services
• About 74 million Americans don’t have dental coverage (about 23% of the entire population)
• 76% of seniors say they plan to visit the dentist within the next year

So… people need it, and they can’t pay for it.

That explains why dental insurance is one of the most popular ancillary product sales for Medicare-eligible clients.

If you want to get started with DVH insurance, you really don't need much training. We encourage you to call us and ask for Luke Hockaday – he will help you get going! (Phone: 888-780-7676; Email Luke Hockaday.)

You may also like reading:

• Give the People What They Want: How to Sell Dental Insurance to the Senior Market