Get Appointed As a Sales Agent to Offer Foresters Financial Insurance Products to Your Clients
Foresters is a financially strong company with an “A” (Excellent) A.M. Best Rating for 16 consecutive years for the Independent Order of Foresters.
For more than the past 140 years, Foresters has developed a rich heritage, and they are focused on the future by enriching lives and building strong communities.
Foresters Insurance is available in every state.
Foresters offers the following life insurance types:
Term Life – ”Your Term”
- 10, 15, 20, 25, or 30 year terms
- Locked in premiums
- Add on-s: Common Carrier Accidental Death Rider, Family Health Benefit Rider, and Accelerated Death Benefit Rider
Whole Life – Advantage Plus
- Death benefit protection
- Guaranteed cash value
- Guaranteed premiums
- Premium payment options
- Potential for dividends
Whole Life – Interest Sensitive (ISWL)
- Lifetime of protection
- Fixed premiums
- Accumulation value
- Access to accumulation value
- Interest rate crediting
- Faster accumulation value
- Option to suspend premiums
- Income Tax-Free Death Benefit
- Income Tax-Deferred Growth
SMART Universal Life
- Flexibility to adjust coverage
- No Lapse Guarantee for first 10 years
- Charity Benefit Provision
- Family Health Benefit Rider
- Common Carrier Accidental Rider
- Accelerated Death Benefit Rider
ISP CHOICE Variable Life
- Fixed Premium
- Fixed Premium payment period
- Guaranteed Insurance amount
- Variable Insurance amount
- Cash Value
- Income Tax-Free Death Benefits
- Cash Deferred Tax-Value Growth
- Tax-Free Transfers
- ISP Choice 15
- ISP Choice- Whole Life (WL)
Get Contracted
Foresters Final Expense plan, PlanRight Whole Life Insurance, has the following benefits:
- Provides lifetime life insurance coverage (up to age 121)
- Guaranteed level premiums
- Your beneficiary will generally not owe any income taxes on the benefit
- No medical testing or exams
PlanRight also has three certificate types, each offering different levels of coverage:
- PlanRight Level
- PlanRight Graded
- PlanRight Modified
Each of these three certificates includes a Common Carrier Accidental Death Rider.
Get Contracted
