Annuity Rates – Heartland National Life Insurance Company Secure Rate 10

Carrier Information

Company Name

Heartland National Life Insurance Company

Product Name

Secure Rate 10

AM Best Rating

B++ Good

Carrier Websites

Carrier Portal Carrier Website

Carrier Phone

888-616-0015

Product Description

The Heartland MYGA offers:

- Incredible Interest Rates!

- Tax Deferred Growth With Compounding Interest

- High Commissions

- Options To Withdraw Interest Annually (Penalty Free!)

- Min Premium $5,000.00 Max Premium: $1,000,000.00

- Enhanced Benefit Rider

- 5% Free Withdrawal Rider

Product Overview

Product Type

MYGA

Term

Years

Brochure

Download

Not Available In

CA, CT, DC, ID, LA, MA, ME, MI, MN, NC, NH, NJ, NY, RI, VA, VT, WA, WI

Surrender Schedule

9%, 8%, 7%, 6%, 5%, 4%, 3%, 2.5%, 1.5%, .9%

Product Details

Year 1 Rate

5.55

Year 2+ Rate

5.55

Rate Effective Date

December 13, 2024

Minimum Investment

5000

Maximum Investment

1000000

Maximum Age

RMD

Yes

Market Value Adjustment

Yes

Withdrawal Allowance

5% Free Withdrawal Rider: During any Multi Year Interest Rate Guarantee Period, this rider waives any Surrender Charges and Market Value Adjustments on the first withdrawal in a contract up to an amount that does not exceed the greater of: 1. 5% of the Accumulation Value as of the last Contract Anniversary; or 2. The Required Minimum Distribution *If the 5% Fee Withdrawal Rider is elected, the Accumulated Interest Withdrawal provision will cease to exist and not apply to the Contract. The 5% Free Withdrawal Rider will replace the Free Partial Surrender provision in full in this Contract.

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Disclaimer: Rider deductions offered on some products. Rates may vary with certain states. Some products not available in certain states (refer to carrier product state availability grid)

Secure Rate 10

Carrier Information

Product Overview

Product Details

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