Oxford Life Insurance Company®
Oxford Life Insurance Company®

Multi-Select 10

5.10
%
10
Year Term
Get Appointed

Carrier Information

Company Name
Oxford Life Insurance Company®
Product Name
Multi-Select 10
AM Best Rating
A Excellent
Carrier Websites
Carrier Phone
Product Description

Enjoy the stability of predictable growth for a time period you choose. Our Multi-Select® Annuity offers an interest rate that is guaranteed for a time period of your choice so the growth of your account is steady and predictable.

Policy Features

  • Interest rate is locked-in and guaranteed for the period you choose
  • Designed for long-term accumulation of funds and building retirement income
  • Access to your money when needed most:
  • Interest Withdrawals during year one
  • 10% Free Withdrawal Provision after year one
  • Guaranteed Lifetime Withdrawal Benefit (GLWB) for an additional annual fee of only 0.50% of the accumulation value.
  • The GLWB allows you to elect Lifetime Withdrawals to generate a stream of income you can never outlive.
  • Ability to start and stop income at any time

Product Overview

Product Type
MYGA
Term
10
Years
Brochure
Not Available In
AL, MS, NY, PR, VI, VT, WV
Surrender Schedule
10%, 9%, 8%, 7%, 6%, 5%, 4%, 3%, 2%, 1%

Product Details

Year 1 Rate
5.10
%
Year 2+ Rate
5.10
%
Rate Effective Date
December 1, 2026
Minimum Investment
20000
Maximum Investment
1000000
Maximum Age
85
RMD
No
Market Value Adjustment
Yes
Withdrawal Allowance
Oxford Life’s Multi-Select annuity offers systematic withdrawal of interest in the first year, or two penalty-free withdrawals per year cumulatively, up to 10% of your accumulated value starting in the second year. Surrender/withdrawal and MVA charges will apply to withdrawals in excess of the penalty free amount.
Get Contracted
Disclaimer: Rider deductions offered on some products. Rates may vary with certain states. Some products not available in certain states (refer to carrier product state availability grid)