On November 8, 2024, The Centers for Medicare & Medicaid Services (CMS) announced the Medicare Part A and Part B premiums, deductibles, and coinsurance amounts for 2025, along with Medicare Part D adjustments.
Key Points:
The standard monthly premium for Medicare Part B will be $185.00 in 2025, an increase of $10.30 from $174.70 in 2024.
Additionally, the annual Part B deductible will rise to $257, up by $17 from 2024. These changes reflect projected increases in healthcare spending and adjustments based on utilization trends.
Since 2007, Medicare Part B premiums have been based on income for some beneficiaries. Here's the 2025 chart:
And here is the chart for beneficiaries who are married but file separate tax returns:
The Part A inpatient hospital deductible will be $1,676 in 2025, an increase of $44 from 2024. This deductible covers the first 60 days of hospital care in a benefit period. Coinsurance amounts are:
For individuals with less than 30 quarters of coverage, the full Part A premium will be $518/month in 2025, a $13 increase from 2024. Those with at least 30 quarters of coverage may pay a reduced premium of $285/month, a $7 increase from 2024.
Beneficiaries who qualify for Part B immunosuppressive drug-only coverage will pay a standard premium of $110.40 in 2025, up from $103.00 in 2024. Premiums for high-income beneficiaries with only immunosuppressive drug coverage are:
High-income beneficiaries will pay the following additional amounts on top of their plan premiums:
For beneficiaries filing separate returns, adjustment amounts are:
More info in the CMS news release: 2025 Medicare Parts A & B Premiums and Deductibles
